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You can then buy your travel insurance online, safely and securely.
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This section tries to give you an honest and comprehensive review i.e. the main reasons for and against taking out travel insurance. This way, you can make your own informed decision on whether travel insurance really is something you want and need on your upcoming Tioman trip.
Reasons for travel insuranceTravel insurance covers a range of unfortunate events. The main reasons why people take travel insurance are:
Reasons against travel insuranceIn many cases, you'll find that any medical bills while on your trip may actually be covered by your health insurance back home. To make sure you know where you stand, call your home health insurance agent. It's also a good idea to ask him or her what activities your trip will include are covered. For instance, will you be scuba-diving, jungle-trekking, paddle-boarding, kite-surfing or riding a motorbike?
While you're on the phone with your travel insurance company, ask them how your claim will be processed. It's quite possible that you may have to pay cash in advance at the medical facility abroad, after which you'll get reimbursed; that is, once all necessary and oftentimes time-consuming paperwork has been exchanged. If you prefer the easier way, then opt for travel insurance.
Coverage for trip cancellations, delays and loss of personal items is nice to have. But ask yourself if you really do need it? All of these benefits come at a price. because, generally, you'll find that travel insurance tends to be offered as a package, regardless of whether you have to cancel your trip or that any of your belongings will be lost or stolen. And, indeed, regardless of how valuable your belongings are.
Choosing the right travel insuranceIf you decide to take out travel insurance, we recommend World Nomads. Why?
Kite-surfing classes? Safety first...
Get your motor running? Safety first...
Jungle-trekking in Tioman?
Better safe than sorry
Taking a PADI course? Safety first...
Windsurfing in Tioman?
Better safe than sorry
Need for speed? Safety first...
|Submit site||Fact-file: Tanjung (Cape) Resang is a mere 45 km away from Tioman Island, recipient of Time Magazine's top-10 most beautiful islands in the world award. Next fact »|